First Rate Credit Union

New Beginnings

Together, we can achieve our goals.

Posted on Sunday 17th Jan, 2021

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FEEL SAFE AND SECURE

WITH YOUR OWN SAVINGS ACCOUNT
- Be paid a dividend on your savings
- Save easily by salary deduction or bank standing order mandate
- Have instant access to your savings
- Your savings are protected by the FSCS
BECOME A MEMBER NOW
LOANS FOR ALL OCCASIONS

LOANS FOR ALL OCCASIONS
- Get a loan that suits your needs, when you want it
- Pay no more than 0.79% per month (9.9% APR Representative)
- No compulsory administration fees or other add-ons
- No settlement costs if you pay-off your loan early
- Top-up your loan free of charge
APPLY FOR A LOAN TODAY
GREAT PERSONAL SERVICE

WITH A PERSONAL TOUCH
- We pride ourselves on our great member service
- No big hoops to jump through to get what you want
- Internet access to your accounts
BECOME A MEMBER NOW
WE ARE SAFE AND SOUND

WE ARE SAFE AND SOUND
- We are not a bank or building society
- We are a Credit Union, a financial co-operative, no major shareholders and have been operating since 1982
- We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority Reg. 213241
- We the members own it, we run it and we profit from it
BECOME A MEMBER NOW

Who are First Rate
Credit Union?

Formed in 1982, the First Rate Credit Union Ltd is owned and run by current and retired employees of BAE Systems plc. The First Rate Credit Union is recognised and supported by BAE Systems. We are authorised and regulated by the Financial Conduct Authority. Their website is www.fca.org.uk. First Rate Credit Union is a member of the Association of British Credit Unions Ltd, (ABCUL).