40th Anniversary
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PRIZE SAVER
Saving into a Prize Saver account gives you up to 200 entries into a prize draw with a jackpot of £5000 every month.
40th Anniversary
Serving BAE Systems employees for 40 years
Latest News
Read the latest news and events at First Rate Credit Union!
Spring into Summer
Read More![First Rate Announces 4.3% Dividend!](/media/n0ccvlvc/graph-163509_1280.jpg{"src":"/media/n0ccvlvc/graph-163509_1280.jpg","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
First Rate Announces 4.3% Dividend!
Read More![Make borrowing work for your finances](/media/4tpadlpn/header-image.png{"src":"/media/4tpadlpn/header-image.png","focalPoint":null,"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Make borrowing work for your finances
Read More![First Rate Credit Union's 40th Anniversary](/media/2klhzhsh/40y.jpg{"src":"/media/2klhzhsh/40y.jpg","focalPoint":{"left":0.5,"top":0.5},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":{"x1":0.038208333333333337,"y1":0.27176192977847824,"x2":0.028458333333333211,"y2":0.028421942036599181}}]})
First Rate Credit Union's 40th Anniversary
The 15th June marks a huge day in the history of First Rate Credit Union as we celebrate our 40th anniversary, exclusively serving the amazing people of BAE Systems.
Read More![International Credit Union Day](/media/h0cl31oz/smiling-businessman-eyeglasses-sitting-by-table-cafe-with-laptop-computer-while-using-smartphone-writing-something.jpg{"src":"/media/h0cl31oz/smiling-businessman-eyeglasses-sitting-by-table-cafe-with-laptop-computer-while-using-smartphone-writing-something.jpg","focalPoint":{"left":0.50007176955952015,"top":0.49983685880302958},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
International Credit Union Day
On Thursday, Oct. 21, credit unions in our community and worldwide will come together to celebrate International Credit Union Day® and the role that financial cooperatives play in improving the communities
Read More![3..2..1..Blast Off!](/media/1fklk0m2/pay-goods-by-credit-card-through-smartphone-coffee-shop.jpg{"src":"/media/1fklk0m2/pay-goods-by-credit-card-through-smartphone-coffee-shop.jpg","focalPoint":{"left":0.5,"top":0.5},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
3..2..1..Blast Off!
Over 1400 people tried the app and have used it to chat with us, exchange or sign documents, and carry out ID verification. It's easy and comes with bank-grade encryption and security.
Read More![It's a no-brainer](/media/qr1nzupo/young-business-couple-working-discussing-by-laptop-office-front-their-team.jpg{"src":"/media/qr1nzupo/young-business-couple-working-discussing-by-laptop-office-front-their-team.jpg","focalPoint":{"left":0.50007176955952015,"top":0.49983685880302958},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
It's a no-brainer
When lending money we mainly look at 2 things. Will we get the money back? and Can the member afford for us to take it back? Most of the time the answer to the first question is easy because the payments will come directly through payroll.
Read More![Don't wait 'til it's too late](/media/o3lfjcrp/young-cute-couple-repairs-room.jpg{"src":"/media/o3lfjcrp/young-cute-couple-repairs-room.jpg","focalPoint":{"left":0.4995457618769909,"top":0.49815022538685022},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Don't wait 'til it's too late
Saturday saw one of the worst downpours in my area for a long time and it taught me something. It taught me that the flat roof on my kitchen extension is leaking.
Read More![Can you save over £15,000?](/media/4p0p225j/savingmonay.jpg{"src":"/media/4p0p225j/savingmonay.jpg","focalPoint":{"left":0.4995457618769909,"top":0.50163379339654846},"crops":[{"alias":"articleImage","width":668,"height":463,"coordinates":null},{"alias":"articleImageSmall","width":326,"height":226,"coordinates":null},{"alias":"articleImageMobile","width":600,"height":300,"coordinates":null},{"alias":"relatedArticlesImage","width":300,"height":150,"coordinates":null}]})
Can you save over £15,000?
If you've found yourself paying minimum payments on your credit cards the time to do something about it is now. You can apply now online! Remember this offer is only for BAE Systems People!
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